When I was about 13 years old, my mother attended a weekend spiritual retreat, and I tagged along with her. While on the retreat I had a powerful experience in
It’s October and that means pumpkin spice lattes, Halloween decorations and…open enrollment time. For many of us, this is the month when we have the chance to make decisions about
You may or may not have heard of a Mega Backdoor Roth, but they are becoming increasingly common, especially in the tech world. It is often confused with a Backdoor
Estate planning is one of those topics that most people avoid at all costs. It ranks right up there with getting a root canal in terms of things to look
Taking a big picture look at your finances during the pandemic.
Welcome to Xena Financial Planning (Xena FP). I am so very glad you are here! Allow me to introduce you to my new firm. I honestly did not set out
It seems like everyone I know is asking this question right now. Mortgage rates are at an ALL TIME LOW As of July 2, 2020, Freddie Mac reported that 30-year
The conventional wisdom for an emergency reserve is about 3 to 6 months of living expenses, typically kept in a liquid, FDIC-insured account. So just how do you calculate “living